Montgomery Home Buyers Get Free Credit Report

One of the first steps a Montgomery home buyer needs to take when preparing to buy a home is to get their finances in order. This includes a credit report review to determine if there are any discrepancies and then to take the steps necessary to get the discrepancies corrected.

Under the Fair and Accurate Credit Transactions Act, we are all entitled to a free annual report from all three major credit bureaus–Equifax, Experian, and TransUnion–available at www.annualcreditreport.com.

If you find an error, contact the bureau immediately (the address is on the report). By law, the credit bureau has 30 days to investigate and respond. The bureau must correct, or remove, inaccurate information and send a revised report to anyone who has requested your report in the past six months.

If you have any questions concerning your credit report or need a referral to a well-qualified mortgage lender, give us a call. We are here to help.